Avoid Check Scams.
If someone sends you a check and gives you a promise of a job, or tells you that you have won money, DON’T CASH IT! Instead, ask your bank to verify that the check is real.
Avoid Phone Scams.
If someone calls you stating you owe money to the IRS, it’s a scam. Hang up. The IRS will not call you regarding a debt. The IRS will notify you by mail when you owe money. You can call the IRS yourself to find out if there are any payments due.
If someone calls you and says there is a warrant for your arrest, or that you owe money for a ticket and must pay now, that is also a scam. If there is a warrant for your arrest, the police will show up at your door.
Avoid Email Scams.
If someone calls or sends you a link saying that you have been pre-approved for a loan, a scholarship, etc. That is most likely a scam. Do not click on the links.
If someone says they want to hire you, but you have to send them money first, that is a scam.
Emails appearing to be from a bank asking you to update your contact information should also be avoided. Do not click on the links. Call your bank or go directly to your bank’s website by typing the web address yourself. Do not click on the links in the email.
If an email address does not have a company name or there are misspelled words, no phone number, or just doesn’t feel right, it is most likely a scam. Don’t click on the links.
Research The Companies.
There is no way to totally avoid scams. However, you can do your best to avoid them by doing some research. You can visit www.bbb.org (The Better Business Bureau) to look up companies and web addresses. Also, do a Google search on the names and email addresses of companies to look for reviews. Don’t just look at the first page of the search results, keep scrolling.
Your Comments Are Appreciated.
If there are any scams you would like to make us all aware of, please share them in the “Comments” section below. Thank you.